MobiLoans Complaints and Reviews SnapShot

Last Updated On: January 3, 2018

Contact Information

Business Name: MobiLoans, LLC
Corporate Address:
PO Box 1409
Marksville, Louisiana USA

Customer Service

Phone Number: 877-836-1518
Corp Website:


Average Rating: 1.00 out of 5
Based On: 13 Reviews
Number Of Comments: 53

Damage Reports

Reported Losses: $5,600.00
Average Reported Losses: $430.77

Most Recent Complaint

Is MobiLoans a Scam, Rip Off, or Fraud? WARN OTHER CONSUMERS By Sharing

Predatory Loan Scam

Mobiloans promises are false. I have lost over $1000; Paying over $400 a month and the balance never goes down. The finance charges are applied every other week.

I fell for the up front cash deposit direct to my bank account. As soon as the money was deposited, the automated payments started. To my surprise the payments were not monthly but every other week.

It will take about $10,000.00 to pay off a $1,500.00 loan.

This should not be legal. It appears as if this industry is not regulated and preys on people in desperate need for cash.

I don’t recommend anyone to fall for this scam.

Most Recent Reviews


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53 Comments on "MobiLoans"

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I’ve been dealing with them since July and its now January and i borrowed 800.00 in with they take $100.00 out my account and I’m still paying them back they are a rip off never again will i deal with them again …

mobi loan they offer me a loan of which I didn’t receiver any money form them now I want to cancel the loan and I am trying to call them, they said the number it’s not excit could you please help me because I don’t need their loan anymore, I am worried I did give them my account number of which they are going to deduct my money because they done that before they said I am qualifying for the phone of which I didn’t received any phones form them but they continued to deduct my money could you please… Read more »
Please file complaints with the BBB and contact the Attorney General of your state. Also, file complaints with any licensing agency in your state that requires these “businesses” to have a license to do business in your state. Enough complaints from the public will get the attention of state agencies. Also, send complaints to your elected officials and if they don’t respond/take action, VOTE them out and let them know why you won’t vote for them. If they win, it might not be by a large margin and it will scare them into taking some kind of action.

Where do these people come from # Crooks



Worst Scam Ever

For people whining about the costs, you should have read the fine print and did a little research before signing your life away. I received the solicitation in the mail, like many, I need quick cash. But I read the fine print about the charges. Just to make sure I was understanding that a loan of $1000 was going to cost me over $2000 to repay, I started researching on the internet. Not only did I find this complaint page, but I also found a repayment calculator provided by Mobiloans, anyone reading this, go to this URL; I punched… Read more »

mobiloans cancelled my account when I reach a discount level of 50% on fees. what a ripoff they are.

I borrowed 800 when I broke my back. And next thing I know I have paid the 800 and now owe several thousand. They take advantage of the people who are really in need.its in possible to pay them off

Wow I just got screwed so bad by mobiloans. Was in a jam needed quick cash. Borrowed $1500 setup monthly payments and was mislead to believe i was paying back $1900 check my statements made phone calls and now they said i will be paying back $4700. How can the government allow companies to take advantage of people in need, people who struggle everyday to make ends meet. There must be something we can do about this legally

Oh and just for the record, Im not complaining about they’re fees, I understand all of that.Its they’re inability to get you the funds. The most ill trained staff I have ever encountered, and very rude

Absolutely THE single most piece of crap company I have EVER EVER dealt with, in fact Im making a complaint with the Consumer Financial Protection Bureau as we speak as well as the state attorney general office. Basically they are lying thieves, with untrained, rude robots on theyre call line. I have never been so frustrated in my life. DO NOT REPEAT DO NOT USE THEM a real live loan shark would be better ! HORRIBLE CUSTOMER service, no answers and you it takes endless days, hours to get your money, of which I still don’t have mine !!! Absolutely… Read more »

I made the worst mistake taking a loan out with Mobiloans it’s been 6 most of distress trying to make back the payments with the fees and the amount to pay back it has put me into debt so the purpose of me writing this complaint is to warn others do not take out the loan unless you read all the fine/small print this was the worst mistake I have ever made. Please do not make the mistake I made not reading the entire contract before signing it.

So who is to blame for not reading when they honestly disclose all of their fees?

mobilioans doesn’t let you pay the loan off..ive basically paid the loan off TWICE..the loan was 800..well at first I was paying 39.00 principal plus fees….well after MONTHS im still paying the principal! approaching 2,000 dollars on a 800 dollar loan!! plus ive had MANY loans,,,and you NEVER pay TWICE a month or every 2 weeks!!..

Victoria.. iam one more of the victim for understanding when i took the loan goriginal that they charge$135 each moth with interest and if I want to paid more I will set up that way. after the first payment they want $135 every2 week they took from my check account with out reap off company from the $270 only 60 will go to my principal I will never finish paid the total loan…wile them the making tonk of money of me bad company I don’t recommend to any body

I think people are confusing a line of credit with a loan. They are not the same thing. I got the money I needed, and then paid it off over a 4 month period. It costs some money, but nothing that wasn’t told to me up front like how much they charge per $100 borrowed and how much the mInimum payment would be every 2 weeks. Much cheaper than cash advance places or using overdraft protection, because you can pay it back over more time if you need to…but it shouldn’t be treated as a loan, it needs to be… Read more »

These loans are helpful if you can’t get aloan from a bank, which a lot of people can’t do. I have been with them many t ime s, but I pay off the loan early. You are not supposed to pay a little at a time, pay off early. REad! you barrow 800 dollars and with fees…and end up paying 2000 dollars every 2 weeks…and you see nothing wrong with that?…hmmm…ive paid my principal TWICE…when its only 800 dollars..right!!..well its principal plus their fees=miniuium payment….but in a month you may pay 250 dollars and the total may only go down 75 will never go down!!

I’m sorry Tim but that is your fault. If I tell you Tim upfront that if you enter a home you will get your head cut off, and then you proceed to enter. Who is the fool?

Yes, many companies do so. The fact that they want to hide they’re writing the fine print, so as not to catch the eye. And then people pay much more

I’m sorry but it is those that don’t read fine print that are fools, and then dont accept responsibility for their foolishness.

F**k you crook accomplice, you’re a Shylock just like them. .

Don’t understand these comments. I NEVER had an issue with this company – everything was made clear up front, was easy to request and add money and interest rates were FAR lower than most of the scammy p****y loan companies out there!

Website is always down, you can never access the account

Carolyn Jackson Bynum

They should know state lending practices. In Louisiana, An online lender has to be state licensed if they have a presence in the state. Since mobiloans is using a Marksville Louisiana address as their physical address they are required to be licensed. But guess what they are not licensed by the state. So according to the state of Louisiana office of financial responsibility your contract isn’t considered legal and you are not required to pay them back. You will have to contact the state the office is in baton rouge.

Hello Carol, may I have more information please, is it true that I dont have to pay back?

they are an Indian reservation in Louisiana. Completely legal. The state laws do not apply to the reservation.

The VAST majority of complaints I see here are whiners crying about the price. I just received a solicitation from them and I took the time to READ the details and went to their website and READ the prices and disclosures there. Yes, the price is high and it shouldn’t be a surprise to any of you whiners if you took the time to READ what you were getting into BEFORE getting into it! If you want a low interest rate, then go to a bank and get a loan there! However, most of those whiners here destroyed their own… Read more »

WOW, it must be easy for you to call People like us whiners, but I did read it (the fine print) and not once did it say no matter how much you pay the f@#$%ng payment is never going down. I mean I took out this loan to help me not to f#$% me over. You must have money to throw away. I don’t

Perhaps you should go back to school and take reading again

Your stupid Ive had many loans with them for quick cash. NEVER had a problem. I like them for taking not only the fee for fees but also on principle. Then u can pay more that goes toward principle. Plus they give you points so you can get a lesser interest rate. Who does that! Very smart business practice. This is a P****y loan read everything before you agree. I like the company they were and are very upfront. If u dont like this kind of loan then dont apply. Nothing hidden fees are upfront.

I just took out a loan with Mobiloans and EVERYTHING is completely spelled out. It clearly tells you how much your principle payment is going to be….it tells you how much your interest payment is going to be… tells you what the one time cash advance payment is going to be. It also CLEARLY states that by paying the minimum payment you WILL be paying back more in interest fees than what you borrowed. For those of you WHINING, you either cannot read or are completely clueless on how these types of loans work. Oh and it also gave me… Read more »

Then it must be you have nothing to do than to make a lengthy reply to something of no concern. Read a book

This company took advantage of me in time of need and now I’m paying for it. I applied for it without doing much research only to find myself in a bad situation. They charge ridiculous rates for interest screwing you financially even more. I ended up cancelling a couple days later after applying and had 2 different reps tell me they would waive the $100 cash advance fee they charge you. After speaking with multiple supervisors about this issue they explained to me they couldn’t waive the fee because I didn’t cancel within the 5 days. This is not my… Read more »

yes…you take out 800 dollar loan..and im paying at least 2,000. they basically charge DOUBLE or you pay the same loan TWICE. my principal is 39.00 plus their fees..well im still paying the principal now and the loan is 3 months old!!

Complaint Filers, Thank you so much for the information. Companies like this should be shut down. It has gotten too scary, how easily these companies will abuse personal and financial information. I had started to fill out an application, but then stopped when they wanted my banking account info. If it hadn’t been for your guys, I would have been the next victim.

Thats is not an intelligent comment. You want them to loan you money but yet you dont want to give them your bank account so they can insure they get their money back? No wonder your broke

Here’s an intelligent comment and with proper English ( it’s ensure, not insure ). All you have to do is stop payment at your bank. It will only cost you about $20. Or close the account and open a new one. Maybe then this company will go broke having to take everyone to court to get the remaining balance.

omg stay away from these people that will rob you

I’am going with a debt relief company to get my loan taken care of,will this work


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