American Web Loan Complaints and Reviews SnapShot

Last Updated On: January 3, 2018

Contact Information

Business Name: AWL American Web Loan
Corporate Address:
522 N 14th Street, Box 130
Ponca City, Oklahoma 74601 USA

Customer Service

Phone Number: 877-636-1353
Corp Email:
Corp Website:


Average Rating: 1.19 out of 5
Based On: 29 Reviews
Number Of Comments: 75

Damage Reports

Reported Losses: $15,668.00
Average Reported Losses: $540.28

Most Recent Complaint

Is American Web Loan a Scam, Rip Off, or Fraud? WARN OTHER CONSUMERS By Sharing

Threat of Arrest Warrant and Harassment from American Web Loan

I received a call from a gentleman stating he was with the Norristown police department and he has a warrant for my arrest. He asked if I was home and I said no I’m at work. He told me I needed to turn myself in because he has a warrant for fraud. I explained I had no idea what he was talking about and he further explained that I had taken a loan out with AWL and they filed criminal charges against me.

I asked if there was anything I could do to resolve the situation and I was advised to call Eric Thomas the attorney for American Web Loan at 844-869-5396 to see if I could work something out. In calling Eric he advised I needed to pay $1000 that day or he couldn’t remove the warrant. I was told by the would be detective to go to the station on Mt. Airy and turn myself in and I asked if I should ask for him and he said no he wouldn’t be there. After leaving my job at 10:30 am and sitting in my car for hours crying trying to figure out how to handle the situation I started doing some research.

I spoke with a lawyer and was told criminal charges may have been filed but I needed to retain him so he could help me. I decided to hold off and call the Sheriff’s office myself and ask if there was in fact a warrant for my arrest. I explained to the officer the situation and gave him my name. There was no warrant in my name and he also explained that its a civil matter and a warrant cannot be issued for my arrest. AWL has violated Federal Trade Commission and Consumer Rights Laws.

I’ve filed a American Web Loan complaint with both parties including the Attorney General’s Office for falsely representing a law enforcement agent and harassment.

15 Most Recent Reviews


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75 Comments on "American Web Loan"

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There a scam i got a call from a man tht said ima have to time for this can he do tht

Good Day, This is to inform the general public that we are currently giving out loan at a low interest rate of 3%. if interested in applying for a loan. Do you think of getting a loan? Are you seriously in need of an urgent loan to start your own business? Are you in debt? This is your chance to achieve your wish, we give personal loans, business loans and corporate loans, and all kinds of loan with interest at 3% for more information contact us via email: Regards, Mr. Williams Macon

American Web Loan sent a $900 check to me in the mail and I NEVER applied for a loan through them. I’m tearing up the check and reporting it to local authorities

I took out a loan for $1000, I have already paid $755.36 towards the loan. The supervisor told me that if I paid the loan off I owed $1050 which is over the amount of the loan. In addition, if they take out $255.36 over a time frame of 12 months that means I would have paid them $5400 over the amount of the loan. I will be reporting them to the “better business bureau” or sue. Because this is ridiculous

Been getting harassing calls every day for two weeks, claiming that I owe this company for a loan, which I never requested. They say I owe $1,000 plus 600% annual interest, which is loan sharking! Not legal in Tennessee, according to the Attorney General’s office, but they keep calling!

I myself got a $900 dollar loan from AWL but found it odd I never receive any type of receipts. .not in the mail or emails nothing..I made my third payment of 224.80 ..totaling $670 something I call to see what the amount left is and to possibly have them lower my payments ..but no..she said 224 will be taken out every two weeks until march…but me being who I am I start doing research on AWL and from what I see and am experiencing. .they are very easiest solution. .bank said pay 2 more payments least give… Read more »

I took out. Loan and I got laid off from work what will they do to me

I took out a loan for 1000 and got laid off from work what will they do to me if I can’t pay them back ?

awl loaned me $1700 thought should be payed off. turned out they took $6500 from me said I have another 7 months to pay off. stop payments. they call everyday. Talking to a lawyer to see what I can do to these Indians.

Don’t call or email them, be sure to keep everything in writing, so that it can be used in court, should it come to that.
American Web Loan
522 N 14th Street, Box 130
Ponca City, OK 74601
Phone: (877) 636-1353

I continued to receive harassing calls by AML about a loan that I “supposedly” took out over a year ago and I owe $2,104.98 from a loan of $1,400? I asked them to stop calling me and harassing me. He than told me I don’t know what harassment is yet.

I changed the bank information for making payments over two weeks ago. AWL keeps debiting the wrong account throwing it into overdraft. Not only is this bad customer service but it’s also being done without my consent. I will be speaking to them today to straighten it out..

so i jus received AWL pre approval loan for 1000$ naturally i assumed gotta b a catch so i looked into it nothin but bad reviews as i fugured so i was wondering cant i jus open a check-in acct today use that same acct to fill out the pre approval form then when i receive the 1000$ loan jus take the money out nd close the check-in acct with no issues so instead of them scamming me i scam them ??

One “catch” is that they are charging a 600% interest rate, which is loan sharking!

upset former customer

They made a mistake, drafted a payment for rather small amount $37+ after the account had been paid off- The system didn’t close the account out and charges a few extra days of interest. Noticed it on my bank statement, no big deal right, call them they can see the error and would be corrected without hassle. Not so easy. No customer service after the fact. Spoke with two supervisors that I’m guessing don’t have the authority to credit a small mistake when it requires them refunding money.

This company is run by Satan himself. I took out a loan for 900 and to pay it off fully is 4000!! But I saw this company on our local news channel and I’m not sure how this company stay in business. I would advise any and everyone to stay the hell away from this company from hell

I never took a loan out with them and someone committed fraud and used all my info to open a loan and have money taken it out of my account. I called them and they ignored my fraud claim. They need to be shutbdown by the FBI. I plan on filing fraud charges at my bank and a economic crime against them with the attorney generals office. I never signed or opened a loan with them.

I had borrowed 500.00, they said on computer that had to pay 400.00 interest, I thought it is too much but no choice.185.00 month to payoff but all sudden death was horrible that they took double a month, kept taking for 4 months. I called and told them that they take too much, paid 1600.00. They said have 4 more months to take out, I said wtf, I upset and went to bank to talk with manager, he said bad company and just close the bank card and acct, get new bank card, that way they can’t take any more.… Read more »

I did that back in 2014. I just received a call today from a collection agency saying I owe 1100. I took out a loan for 1000 paid back over 2900 and now the account is in collection.

These people are thieves…. I borrow 2500 dosllar and after 6 month paing 372 dollar every paychecck, twice a month, I still owe de same amount. My Interest is 397% annnual and I will pay 9,000 dollars fir this 2500 dollars… this is real serious scam.

Dear All: I have borrowed from all of the major p****y loan companies and I retained an attorney last year who carefully explained that any and all emails from p****y loan companies that threaten you with an arrest warrant are just trying to scare you into paying them. YOU CAN NOT BE ARRESTED FOR A CIVIL MATTER. People like me tended to believe the email because it stated CHECK FRAUD. So whether it be American Web Loan, CashAmerica, and the like, and you get one of those emails, just delete it. THEY CAN NOT HURT YOU EVER.

I know they should be shut down and nobody should repay them cause they are scammers. Smdh.

I just started 3 months ago and I have already put a stop payment on my account they cant take anymore money the only way they will get it is with me sending them a money order I was in the hospital with blood pressure 190/110 and blood clot in my leg so I was missing 1 week of pay so there was not enough money in the account so they put a stop payment on the account and they cant take anymore unless I remove it and that cost me $30 I am only going to pay back what… Read more »
I’ve been borrowing from AWL for 5 years, never have I had a problem with paying them off, or them taking the wrong amount, or being mislead. Before you borrow money, understand exactly what you are doing! AWL terms, you pay back $30.00 on every $100.00 you borrow, when you have borrowed a couple times and paid back in full you get a discount to $27.00 on every $100.00, it’s not hard to understand. If you borrow $300.00 first time, no discount,you owe them $390.00, if your first payment you give them back $290.00 you still owe $130.00 GET IT?… Read more »

You work for them thieves. This is obvious.

How much does AWL pay you to post such nonsense?
Their interest rates are well-concealed, and are unrealistic!
Most states prohibit interest at HALF the rate they charge, but they get a loophole by claiming “native American” status. I applied, and then CANCELLED the application, but they charged my bank account anyway. We changed accounts, because they stated that they would continue to charge us, because THEIR “file” says that we took the loan!

Your an idiot for taking a loan out with these fools. You most likely a fake person through the company putting up the review.


Tracey you have been borrowing from AWL for 5 Years? LOLOLOL. Stop Borrowing and you might have the money to upgrade from that van down by the river to a plush double wide.

Pretty funny! You people credit sucks that is why you can’t get a real loan! Quit trying to get out of paying your loans and bills, that is why your in the mess your in now!

Obviously AWL has people monitoring these sites to defend their crooked lending practices, and help them sucker more people into giving their private information.

I think you work for AWL

Nope don’t work for them, I just believe in paying my debts that I borrow. You can’t tell me that you didn’t know that it was a high interest rate! You are giving legal advise, are you a debt collector or an attorney?

Jim, you are most likely a liar. Why else would you be on a complaint forum, defending the company?

Jim you sound like awl person i talk to earlier.

I recently took a loan with AWL and it has been the worst financial experience I have ever had and a complete scam. I needed a quick $1,000 to cover a vacation I recently went on so went online and this seemed to be a good deal, I was a little bummed as I was told I would be paying $300 dollars in interest on a $1,000 dollar loan but willing to do this to get the money the next day. As most of the people have stated below, I paid $300 every other week for 8 weeks ($1,200 total),… Read more »

I’m in the same boat. But my loan was in 2013. I paid over 2000 back on the 1000k loan. I had tons of harrasing calls then hired a friend in the legal field to help. He wrote them a nasty letter saying how illegal this was and they did not have the proper license To lend in California. They never responded but the harrasing calls stopped. Now today in 2017 I get a call from a credit collection agency that says they are trying to collect 1000k for a loan I took out but never paid.ugh!!!

Hey Ben,
Did you ever check your credit while you had this loan? I am willing to bet that it never showed up on your FICO as part of your credit line. These people just lend money and than scare people into paying more than they should. You probably could have gotten away with taking their money and not paying them a dime.

Let me know…

They are now sending me to collection 5 years later and asking for the full value of the loan when I paid back more than double

If you were only paying 300 each time you weren’t paying anything off on your original loan! They only take your fee out every 2 weeks you have to call them or go to the website and arrange to pay off more the fee. So if on your first payment you paid 1,000 bucks back 700 of that is the fee you will still owe 300 plus 60

Lmao whaaaaa you big baby girl

Ok. I live in the state of Florida and will need to do some research in ref to if it is illegal tto do this type of business here. I was not told as well what the interest rate will be or else i would not have took the money. I will be contacting my state att rep and report this as well. I called to see if they could reduce the amount of funds being deducted or at least change how often the funds will be withdrawn and was told there is nothing that I can do. Well the… Read more »

Lmao wth you. Will research next time lmao

Ok so i took a loan out for $500 on 12/9/14 i did not realize it till it was all said and done that i would have to pay back $300 a month for 7 1/2 months over $1500 interest i cant afford that what a joke i put i stop payment of anything that’s $150 on my bank account ..the first deduction is suppose to happen friday when i get my paycheck direct deposited ..will they find another way to gain access of my account ? Should i just close the account ?


What did you end up doing cuz i wanna close my account now. I’m in the same position. Thanks in advance for any advice.

send a letter to AWL revoking their ability to debit your account.
fax, scan and mail with your signature. banks have to follow this law. fax and scan with signature and date.

I just paid off my loan and the reality is this : If I had good established credit, I would not have needed AWL. In my case, all was disclosed and they encouraged I pay the loan off immediately to avoid the interest, which I knew I would be tied to. I never had had an issue with customer service and needed this kick in the a*s to work on my credit. I would advise folks to read contract info (it is emailed to you before you sign), ask all questions (before you sign) and make an informed decision. I… Read more »

Brenda is another AWL troll, defending their loan-sharking

Interesting brenda they didnt send me s**t. I applied for it than decided not to sign for it . Boom the next day the money is in my account. I didnt even talk to a representative until i decided to pay some of it off

Paid half of my loan off with this rip off of a company and I called them to make sure they were not going to take the full fee, a week in advance. However they still took the full amount which cost me 70.00 dollars in overdraft fees and they refused to refund me that money even though it was completely their fault. This company is a scam and will over talk you to try to confuse you about the fees.


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