Comenity Bank Fraud - Comenity Bank
I received a letter from Comenity Bank, PO Box 182272, Columbus, OH 43218-2272 in my mial box. The letter stated that I had recently requested a MasterCard credit card. I immediately contacted the number on the letter at 1-866-668-5450 to speak to a Customer Service Representative. I spoke to Dennis and told him that I had never applied for a MasterCard credit card from their bank. I inquired as to how he received my information and was given no direct reason. He asked for the Reference #, which I supplied to him.
He began to ask me details as to my full name, full mailing address, date of birth and last four digits of my Social Security Number. I told him that I was not going to give this to him as the letter stated “to contact us directly to verify the information provided”. I told him that I had just given him the Reference # and that should be all that he needed and that I would not verify any information. He told me that it would be the only way for him to look up my information. Again I told him, that it was exactly what the letter wanted and that he would recieve no information from me and that I had not applied for this credit card. He continued to try and get verification from me.
I then asked to speak to a Supervisor, at which time he put me on hold for 15 minutes. Once he came back on the phone, he stated the he could not reach a Supervisor. He said that he would write a letter to the 3 Credit Bureaus on my behalf and tell them that I had not applied for this credit card. I think this Comenity Bank is a fraudulent Bank/Company and will do whatever it takes to verify your information even if it means the application was done fraudulently.
I have been a victim of Identity Theft and have had a Fraud Alert on all 3 Credit Bureau files. Even though I have diligently and very carefully watched my credit since, it’s these kinds of Companies that find a back way into running your credit score. As we all know this puts a ding on your credit report and your scores decreases due to fraudulent credit checks.
Please don’t fall for these types of scams.
Sincerely, A Fraud Victim
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