Fast Track Debt Relief

Company Information

Last Updated On: July 1, 2014

Fast Track Debt Relief Corporate Contact

Business Name: Credit Advocates
Corporate Address:
6941 W Commercial Blvd
Tamarac, Florida 33319 USA

Customer Service Contacts

Corp Phone Number: 888-332-8004
Corp Email: info@FastTrackDebtRelief.com
Corp Website: FastTrackDebtRelief.com

Fast Track Debt Relief Customer Ratings and Reports

Consumer Loss Reports

Reported Losses: $20,213.60
Average Reported Losses: $6,737.87

Customer Ratings

Average Rating: 1.00 out of 5
Based On: 3 Reviews
Number Of Comments: 1

Latest Fast Track Debt Relief Complaint

Fast Track Debt Relief. Inability To Pay Our Creditors Effectively And Efficiently

The agency, Fast Track Debt resolution, has received over $13,000 dollars in a two year period. The final payment was to take place in July of 2014. We have been paying $543 dollars a month for two years.

We had about seven credit card companies to pay. So we signed on to Fast Track to settle our debts for a fraction of the amount.  For the first year we would get progress reports via email of what accounts had been settled, but the reports stopped after about a year. We were basically blamed by our representative for no communication for a whole year. This is not true because our cell phone numbers never changed. We had an email address changed, but we took care of the problem quickly for obvious reasons. Even if our representative was not getting a response via email, she should have called us. And She sent nothing through the mail. Why would we not communicate with an agency that was withdrawing over $543 dollars a month to get us out of debt?

Payment was not interrupted until we became concerned about the competence of the agency and our representative. She sent us the wrong form to be notarized twice, thus delaying the payment process of a creditor concerning Power of Attorney.  We tried to leave messages to talk with managers about getting a different representative, No calls were returned. We are afraid to send more money in view of the lack of efficiency to handle our outstanding accounts not settled yet.

Let’s do the math here. We pay $543 a month. The plan was to finish paying in three years. This amounts to $19,548. We have payed over $13,000 so far, and only three accounts have been settled. With six outstanding accounts to yet be settled. We see that this will not possibly occur by July of 2014. So therefore our complaint is that the agency failed to affectively and efficiently solve our debt problem as promised, or agreed;

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Older Customer Reviews About Fast Track Debt Relief


Consumer Comments For Fast Track Debt Relief

  • AGAINST THE LAW NO UP FRONT FEES -( all states )PRACTICING ILLEGALLY FAST TRACK DEBT RELIEF , CREDIT ADVOCATES LAW FIRM , LEGAL HELPER DEBT RESOLUTION and global Client solution not license in many states
    -DEBT SETTLEMENT COMPANIES AND LAW FIRMS

    -FILE A COMPLAINT WITH ATTORNEY GENERAL OFFICE AND FEDERAL TRADE COMMISSION
    -IT ILLEGAL FOR LAW FIRMS or debt settlement COMPANIES TO CHARGE MONEY UNTIL SETTLEMENT IS MADE with CREDITOR.
    -NO- UP FRONT FEES
    PLEASE READ LINK BELOW

    The Federal Trade Commission (FTC), the nation’s consumer protection agency, has amended the Telemarketing Sales Rule (TSR) to add specific provisions to curb deceptive and abusive practices associated with debt relief services. One key change is that many more businesses will now be subject to the TSR. Debt relief companies that use telemarketing to contact potential customers or hire someone to call people on their behalf have always been covered by the TSR. The new Rule expands the scope to cover not only outbound calls — calls you place to potential customers — but in-bound calls as well — calls they place to you in response to advertisements and other solicitations. If your business is involved in debt relief services, here are three key principles of the new Rule:

    ●●It’s illegal to charge upfront fees. You can’t collect any fees from a customer before you have settled or otherwise resolved the consumer’s debts. If you renegotiate a customer’s debts one after the other, you can collect a fee for each debt you’ve renegotiated, but you can’t front-load payments. You can require customers to set aside money in a dedicated account for your fees and for payments to creditors and debt collectors, but the new Rule places restrictions on those accounts to make sure customers are protected.

    ●●You have to disclose certain information before signing people up for your services. Before people sign up, you must disclose fundamental aspects of your services, including how long it will take for them to get results, how much it will cost, the negative consequences that could result from using debt relief services, and key information about dedicated accounts, if you use them.

    ●You can’t misrepresent your services. The new Rule prohibits you from making false or unsubstantiated claims about your services

    WHO’S COVERED BY THE NEW RULE
    The new Rule applies to for-profit sellers of debt relief services and telemarketers for debt relief companies. The new Rule defines a “debt relief service” as a program that claims directly, or implies, that it can renegotiate, settle, or in some way change the terms of a person’s debt to an unsecured creditor or debt collector. That includes reducing the balance, interest rates or fees a person owes. The TSR defines “telemarketing” as a “plan, program, or campaign . . . to induce the purchase of goods or services” involving more than one interstate telephone call. Most of the provisions of the TSR apply to sellers and telemarketers, so the terms “company” and “provider” in this Guide refer to both. In addition, certain parts of the Rule apply to those who provide substantial assistance or support to sellers or telemarketers.

    Some examples of debt relief services include:
    ►Calls to you in response to advertising — consumer calls in response to TV or radio commercials; infomercials; home shopping programs; ads in magazines, newspapers or the phone book; online ads; billboards; or ads in other media .

    ►►Calls to you in response to most direct mail promotions
    — consumer calls in response to postcards, flyers, door hangers, brochures, “certificates,” letters, email, faxes, etc., urging people to call about debt relief services.

    1. How much your service costs and other important terms. Before someone signs up for your service, you must disclose all fees. If you charge a specific dollar amount, you must disclose that amount. If you charge a percentage of the amount a customer would save as a result of your program, you have to disclose both the percentage and the estimated dollar amount it represents for that customer. In addition, before someone signs up, you must disclose any material restrictions, limitations, or conditions on your services. If the sales presentation includes a statement about your company’s refund policy, you must also include a clear and conspicuous disclosure of all terms and conditions of the policy. If you don’t give refunds, the Rule requires you to tell people that before they sign up

    FILE A COMPLAINT WITH FEDERAL TRADE COMMISSION

    THE ATTORNEY BAR ASSOCIATION

    ALSO FILE A COMPLAINT ON YOUR STATES ATTORNEY GENERAL OFFICE ONLINE

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